Kumba is a 49-year-old woman, married, with three children ages 3, 14, and 18, who are in school; they live in Montserrado county. Kumba did not attend school. For the past six years she has been running a shop where she sells many items such as soft drinks, rice, and oil. She has a lot of customers and her daily sales are very high especially during the rainy season since her shop is in her community. A problem she faces is the high cost of transportation. She is requesting a loan to purchase more soft drinks, rice, oil, etc. for her business. She plans to expand her business and build a store in the future.