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Sinoun's Group
In this Group: Sinoun, Sinorm, Saroun
Originally from a rural village of the Sampov Means district of Pursat province, Sinoun is a 55-year-old married mother of five children. Rice farming has been the main source of her family’s income for over 10 years, and to better support the family and help to earn more income she also sells grocery items in the village. She can earn about 35,000 KHR per day to meet her family’s needs and manages to save about 20,000 KHR each day for their future needs.

Sinoun has been with VisionFund for three cycles and completely paid back the past loans. The past loans have helped Sinoun better support her family members. Now she is leading her group to apply for a loan. Sinoun, who is the leader, wants to use her portion to buy fertilizers for her farmland and use a portion of it to buy more grocery items to resell. With this loan, she hopes to grow her rice fruitfully and healthily and also hopes to make more income to improve her standard of living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 50
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,095.5
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sinoun's Group's $1,050 loan helped a member to buy fertilizers for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 6, 2013
Sep 9, 2013
Currency Exchange Loss:
Sep 17, 2014