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Sugran's Group
In this Group: Sugran, Rani, Anwari, Sultana, Saira
Sugran baji is the wife of T. H.. She has been living in a city named Multan, Pakistan for the last 15 years. Multan City is famous for its sweets and shoes.

Sugran baji's husband runs a grocery shop. She helps him in this business. She has no children. Her husband chose this profession because there is no other grocery shop in the colony. She collects good profits from this business. She successfully completed two loans from Asasah (a microfinance institute of Pakistan). Now she is applying for a loan to diversify the goods she sells in her grocery shop by adding more goods such as lentils, cooking oil and rice.

She is joined in her loan group by a few more members. Rani baji wants a loan to buy more clothes for her cloth business. Anwari baji wants a loan to buy more garments for her garment business. Sultana baji wants a loan to buy spices for her nimko business. Saira baji wants a loan to buy more clothes for her cloth business.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 243
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 73.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sugran's Group's $1,175 loan helped a member to expand their businesses.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 13, 2008
Aug 29, 2008
Currency Exchange Loss:
Dec 2, 2009