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Gulfara is 52 years old, married and has one son with her husband. Their son is married. Gulfara has a secondary education. To provide the primary source of income for her family, she is involved in animal husbandry, having started 18 years ago with a purchase of livestock with 10,000 som (KGS). Thanks to Gulfara's hard work, today her business contains 3 horses, 12 sheep and also 3.92 hectares of land, where she annually grows beans and potatoes. The monthly income amounts to 8,000 som (KGS). In order to further develop her business, Gulfara requested a loan in the amount of 20,000 som (KGS) from the microfinance bank "Bai-Tushum and Partners" to gather her harvest. Gulfara plans to invest the earnings from the loan into further increasing domestic livestock quantities and plans to save money to continue educating her grandson.
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Гульфаре 52 года, замужем, вместе с супругом имеют 1 сына. Сын - женат. У Гульфары - среднее образование, в качестве основного дохода для своей семьи Гульфара занимается животноводством, стартовав 18 лет назад, с покупки скота на 10,000 сом KGS. Благодаря упорному труду Гульфары, в ее хозяйстве на сегодняшний день имеется: 3 лошади,12 овец, а также имеет 3,92 ГА земельной доли, на которой ежегодно выращивает фасоль и картофель. Ежемесячный доход составляет 8,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Гульфара обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 20,000 сом (KGS) на использование кредита на сбор урожая. Доходы от кредита Гульфара планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на дальнейшее обучение внука.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 35
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,533,825
    Funds lent in using Kiva
  • 48.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Gulfara to gather her harvest.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 30, 2013
Sep 12, 2013
Currency Exchange Loss:
Sep 17, 2014