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Thinh's Group
In this Group: Thinh, Soa, Ngo, Yen
Thinh was born in 1983. She has three daughters who are in school in the second grade and kindergarten. Her husband works in electronic repair. He earns about 5,000,000 VND per month. Thinh sells eggs in the market to earn a living and her income is 3,000,000 VND per month. She has done this job for five years. Her family’s total income is about 8,000,000 VND per month. Her challenge in work is lack of capital to invest in her business. Her dream is having more capital to open a store. This loan is one step to help her reach her dream. Thinh is a hardworking woman and a passionate businessperson.
She has participated in SEDA’s microfinance program since 2006. In the last loan cycle, she borrowed 5,014,000 VND and repaid on time. In this loan cycle, she wants to borrow 6,322,000 VND to buy more eggs to sell. She always wants to expand her business.

Other members who are part of Thinh’s group include the following :

Soa is 50 years old. She has two children. She grows rice. She wants to borrow 9,374,000 VND to do carpentry.
Ngo is 35 years old. She has two children. She grows rice. She wants to borrow 5,014,000 VND to breed chickens.
Yen is 26 years old. She has three children. She sells charcoal. She wants to borrow 5,014,000 VND to invest in her business.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 80
    View loans »
    Vietnam Loans Fundraising
  • $17,316,975
    Funds lent in using Kiva
  • 21,148.2
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Thinh's Group's $1,225 loan helped a member to buy more eggs to sell in the market.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 7, 2013
Sep 17, 2013
Currency Exchange Loss:
Aug 17, 2014