Update on LiliaAs a widowed parent of eight children, Lilia works hard to support her family.
She has a business buying and selling spices in the Philippines. She earns additional income from selling dried coconut meat and farming rice. Lilia is borrowing PHP 29,000 through NWTF to buy additional spices for her spice trading business.
Lilia successfully paid back her previous loan, which helped to further build her businesses buying and selling spices, selling dried coconut meat and farming rice.
Lilia has been sustaining her business activities through her past 20 loans from NWTF. She hopes that her hard work will help her attain her dream of building and expanding her business to secure the future of her family.
Previous Loan DetailsLilia is 68 years old and a widow with 8 children. She earns a living by farming rice in the Philippines. Lilia is borrowing PHP 29500 through NWTF to buy fertilizer and other farm supplies. Lilia has been farming rice for 10 years and also earns additional income from buying and selling ve... More from Lilia's previous loan »
About Negros Women for Tomorrow FoundationNegros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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