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Joel Adonay
Joel is 45 years old and lives in his own house with his life partner and their two children. He has worked in transportation for several years and is very well-known in the area where he works. This has allowed him to obtain a large, established clientele that always looks to him because of his dependability when it comes time to drive.

He is honest, responsible, and attentive to his customers. Thanks to his work, he has been able to cover many of his expenses.

Joel is asking for a loan to invest in the maintenance of his vehicle, since it is his only source of income. He will also buy spare parts. In this way, he will be able to offer his services in a vehicle that is in the best condition possible. In this way, he will obtain greater income and offer his family the quality of life that they deserve.
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Don Joel de 45 años de edad, vive en casa propia junto a su compañera de vida y sus dos hijos, él se dedica a prestar servicios de transporte desde hace varios años, es muy reconocido en la zona donde labora lo cual lo ha llevado a obtener una numerosa clientela ya establecida que siempre lo buscan por su responsabilidad a la hora de manejar, es una persona honesta, responsable y muy atenta con sus clientes , gracias a su trabajo ha logrado solventar muchos de sus gastos, Don Joel solicita un crédito para invertir en el mantenimiento y compra de repuestos para vehículo ya que esa es su única fuente de trabajo, y de esta manera ofrecer sus servicios en un vehiculo en las mejores condiciones, y así obtener mayores ingresos y ofrecerle a su familia la calidad de vida que se merecen.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 555
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Joel Adonay buy spare parts and service his vehicle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 27, 2013
Sep 6, 2013
Currency Exchange Loss:
May 18, 2014