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Elba Maria

Update on Elba Maria

Elba is originally from Granada. She is 51 years old, is married, and has 5 children. She is a businesswomen and has worked selling Herbalife products for some time.

She is thankful to Kiva and MiCredito for the support that they have given her, since through her previous loan she was able to increase her sales and obtain higher income.

She is asking for a new loan to buy protein, scented aloe vera, oxigenator, cleaning gel, multivitamins, and other things. In this way, she will satisfy the needs of her customers. She believes that the loan will be a great help for her in terms of improving her quality of life, since by buying wholesale she will keep for herself a proportion of the profits.
View original language description ↓
Doña Elba es originaria de la ciudad de Granada. Tiene 51 años de edad, casada y madre 5 hijos. Es de oficio comerciante y se dedica a la venta de productos Herbalife desde hace tiempo. Agradece a Kiva y MiCredito por el apoyo que le han brindado, ya que a través del préstamo anterior logro aumentar sus ventas y obtener mayores ingresos. Solicita este nuevo crédito para comprar: proteínas, aloe vera de sabor, oxigenador, gel limpiador, multivitaminas entre otros con el fin de satisfacer las necesidades de sus clientes. Estima que el crédito será de mucha ayuda para mejorar su calidad de vida, ya que al comprar al por mayor ella adquiere un porcentaje de ganancias.

Previous Loan Details

Elba is 51 years old. She is from Granada, married, and the mother of 5 children. All of them are grown and one of them is in school while the rest of them work. She is a merchant and sells Herbalife products. She has owned her business for some years. She was only able to finish second grade of ... More from Elba Maria's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 53
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Elba Maria buy protein, scented aloe vera, oxigenator, gel cleaner, multivitamins, etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Aug 20, 2013
Sep 6, 2013
Currency Exchange Loss:
Mar 17, 2014