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Eduardo Gehovani
Eduardo is 23 years old. He is a very hard working man who finds himself happily married and with a small daughter who is only 3 years old. He has lived in his own house for a time. Always with wishes to get ahead, he has been interested in the wellbeing of his family. Eduardo works as a welding mechanic. He works with metal structures in a shop owned by his uncle where they also sell cell phones and computers. Eduardo wishes to change the roof on his house and, at the same time, change the wood in some rooms since what's there is deteriorating. It is for this that he has decided to obtain a loan from FUSAI for the purchase of galvinized sheets, lumber, pins etc.
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Eduardo de 23 años de edad, es un hombre muy trabajador que se encuentra felizmente casado y con una pequeña hija de tan solo 3 años de edad; Habita en casa propia desde hace ya un tiempo. Siempre con deseos de superación ha estado interesado por el bienestar de su familia. Eduardo se desempeña como mecánico soldador, es decir trabaja con estructuras metálicas en un taller propiedad de su tío, donde también venden celulares y computadoras. Eduardo desea cambiar el techo de su hogar y a su vez cambiar la madera en algunos cuartos, pues la que tiene está deteriorada, es por eso que ha decidido obtener un préstamo en FUSAI para la compra de lamina galvanizada, polines de madera , pines, etc.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About El Salvador

  • $7,500
    Average annual income
  • 532
    View loans »
    El Salvador Loans Fundraising
  • $31,800,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $500 helped Eduardo Gehovani to repair his roof and buy galvinized sheets, limber, pins,etc.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 3, 2013
Sep 9, 2013
Currency Exchange Loss:
Oct 9, 2013