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Ama, age 32, is married to a reseller. She started her own commercial activity, selling cosmetics and hair extensions at the market. Unable to meet customer demand due to insufficient stock, she is seeking a first loan from WAGES to stock up on merchandise.

In the long term, Ama would like to expand her business and ensure her family’s well-being.
Âgée de 32ans, épouse d'un revendeur Ama elle aussi s'est lancée dans le commerce. Elle revend des produits cosmétiques et des mèches au marché. N'arrivant pas à mieux répondre aux besoins des clients à cause du manque de marchandises, elle sollicite son tout premier crédit à WAGES pour acheter des produits cosmétiques et des mèches. Comme perspectives d'avenir, Ama souhaite avoir une activité élargit et l'épanouissement de la famille.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!


About Togo

  • $1,500
    Average annual income
  • 2
    View loans »
    Togo Loans Fundraising
  • $9,019,450
    Funds lent in using Kiva
  • 498.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD