She learned this when she was very young, since her family has been doing this for generations and now she does this with her husband. She sells her harvests to intermediaries who visit her community. Her crops are located about two km from her home, although a small portion of them are in the same community. The whole family pitches in, so they are able to avoid the cost of hiring a lot of people.
She is asking for a loan to buy 4QQ of urea, 4 QQ of formula 12-24-12, and 18-46-0 for her coffee crops.
One of her goals is to build an avian farm so that the people from the nearby surrounding areas will buy from her. She believes that she will accomplish this by offering good quality products at good prices, so that the income stays within the community, creating more jobs, and improving her income so she can be a better parent.
Actual mente ha solicitado un financiamiento con el cual comprara 4 QQ de urea, 4 QQ de fórmula 12-24-12 y 4 QQ de fórmula 18-46-0 con lo que dará mantenimiento a sus cultivos de café.
Una de sus metas a futuro es construir una granja avícola para así poder lograr que las aldeas cercanas le compren su producto ya que ella piensa que esto lo lograra ofreciendo productos de calidad y buenos precios y así esos ingresos se queden dentro de la comunidad, generar más empleo y mejorar sus ingresos para ofrecerles un mejor patrimonio a sus hijos.
More information about this loan
These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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