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Seryozha is 54 years old and lives in Kapan city. He is married and has a daughter and a son. Both of his children are married and they live separately with their own families. His wife works as a teacher at the nearest village school.

Seryozha has a special interest in veterinary, but for many years he has worked as a preservation inspector. Seryozha and his wife also own a small farm where they breed two cows, a calf, five piglets and they also have beehives. Seryozha says that he and his wife sell milk, meat and honey from their farm.

He requested a loan of 600,000 Armenain Drams (AMD) to buy some animal fodder for the upcoming cold winter months and to buy a few beehives.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 138
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • 407.7
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Seryozha to buy some animal fodder for the upcoming cold winter months and to buy a few beehives.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 13, 2013
Sep 8, 2013
Currency Exchange Loss:
Aug 17, 2015