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Saima is 31. Her husband is a photographer by profession; he owns a photography shop near his house and he provides services for snapshots and developing for marriage ceremonies or festivals. He shoots the snaps but for developing he has to take help from the snaps developers. His business is going on very well and he is earning sufficient income.

Saima's husband has been using a camera which uses rolls of film but its result is not digital, and now he wants to buy a digital camera so that he can provide better services to his customers. He wants to provide digital services to his customers so that his reputation and goodwill increase.

Therefore, Saima requested a loan from Kiva’s field partner BRAC Pakistan, so her husband would be able to buy a digital camera for snapshots. Saima is very thankful to Kiva and to its field partner BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 247
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 104.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Saima to buy a digital camera for photography.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 29, 2013
Sep 8, 2013
Currency Exchange Loss:
Sep 25, 2014