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Kousar's Group
In this Group: Kousar, Abida
Kousar is a 38-year-old married woman who has been selling milk for many years with the support of her husband. Kousar sells milk to many of her neighbors. Her business is good enough to give her a decent life. She has five children, and she is very motivated to provide them with a beautiful life. Kousar has improved her business to meet the day-to-day expenses of life. This is her third year with BRAC Pakistan.

Kousar is happily running her business, but she needs money to purchase another buffalo to increase her sales. Therefore, she requested a loan from Kiva’s field partner BRAC Pakistan. She expects a boost in her earnings and dreams of expanding her business in the near future.

She says thank to Kiva and to its field partner BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 345
    View loans »
    Pakistan Loans Fundraising
  • $16,486,475
    Funds lent in using Kiva
  • 104.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kousar's Group's $675 loan helped a member to buy a buffalo for getting milk.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 29, 2013
Sep 8, 2013
Currency Exchange Loss:
Sep 25, 2014