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Rose Mary
Rose Mary is 33 years old and lives in the town of Entebbe in the Kampala west region of Uganda. She is married and has four children who are all currently in school. For the past 16 years, Rose Mary has been working hard to manage her charcoal business which sells charcoal.

To help expand her business, Rose Mary has requested a loan of 3,000,000 Ugandan shillings from BRAC Uganda. The loan will be used to buy cement and sand to renovate her rentals and also to buy more stock for her charcoal business. This will help Rose Mary to generate greater profits and to receive more money from rent and charcoal and, hence, an improved standard of living. Rose Mary hopes that in the future she will be able to attract more tenants and buyers thus receiving high sales and increased profits.

Rose Mary is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Rose Mary who do not have enough collateral for commercial loans, but who have businesses that have grown too large for micro-loans.


Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 118
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,572.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Rose Mary to buy cement and sand to renovate her rentals and also to buy more stock for her charcoal business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 14, 2013
Sep 7, 2013
Currency Exchange Loss:
Sep 17, 2014