A loan of $500 helped to purchase a sewing machine and get orders to sew clothing from home.


Lia's story

Lia is a 33-year-old married woman. She lives in the Senaki district with her husband and three children, who go to school. Each member of the family, being refugees, is provided with a small monthly pension from the government institutions. Her husband works as an artisan and gets a small monthly income, which is not enough for the family. Lia decided to start her own business and seek credit among local financial institutions, but her attempts were unsuccessful because of her poor living conditions. The start-up program, which is a joint initiative between Kiva and Credo, enables rural poor and inexperienced people to get a loan for starting or re-starting businesses. Her application was approved under the framework of this program to get a loan of $500. With the received credit, Lia will purchase a sewing machine and will get orders to sew different kinds of clothing. She hopes that the business will be profitable and that she will be able to generate income. With increased income, she will provide better living conditions for her family.



Loan details


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Loan details