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Muhamed is a 22-year-old farmer; he is married. He completed high school and after that got his diploma with high grades at a technical institution. Now he is working at his farm growing palm trees and selling dates.

In the evenings, he is also studying machinery and equipment engineering. Every year he faces the problem of making ends meet at the beginning of the study year for the additional expenses that are needed to cover college fees and books. With this loan, now he can accommodate all these expenses and plans to use his engineering skills to upgrade his farm through the use of better technology.

He is requesting a loan to pay for his annual tuition fees and other college expenses. Muhamed’s vision is to get a master’s degree in the future.

The story of Muhamed is just one of the many examples of Izdiharona for Economic Development clients who are able to get a better education.

Additional Information

More information about this loan

This loan is part of Izdiharona's education program, designed to finance school tuition for students from low income families to attend college, university and technical institutions. Funds can be used for partial or complete payment of higher education expenses. By supporting this loan, you're enabling access to education for students with limited options.

About Izdiharona for Economic Development

Izdiharona for Economic Development (Izdiharona) is a nonprofit organization in Iraq that provides financial assistance to small and medium enterprises in need of capital so they can develop their businesses and train their staff. Founded in 2008, it currently operates ten branch offices throughout Iraq in the provinces of Baghdad, Babil, Basra, Karbala, Messan, Sulaymaniyah and more. Kiva lenders’ funds are used to provide education, startup, green, and youth loans, as well as interest free loans to the ultra poor and loans that support income generating projects for women.


About Iraq

  • $7,100
    Average annual income
  • 0
    View loans »
    Iraq Loans Fundraising
  • $9,342,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD