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Fozia is a 33-year-old married woman and a mother of four children. She has been doing business in tailoring since five years ago to support her husband financially. She admitted that if her husband worked alone for their family, then he would not be able to meet the expenses of the household with the educational needs of their children. That is why she started tailoring at home to support her family well. Both she and her husband manage their household while operating a business. At this time, she is working hard to continuously provide income for their daily expenses.

Therefore, she requested a loan from Kiva’s field partner, BRAC Pakistan, to purchase more reels of thread along with packs of buttons, laces and zippers. In this way, she will be able to stitch up more dresses. Her regular customers are her neighbors and the local community.

Fozia hopes to grow her business, and dreams of giving a good and quality education to her children through all her hard work in her business. Fozia is very thankful to Kiva and to its field partner, BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 242
    View loans »
    Pakistan Loans Fundraising
  • $17,610,375
    Funds lent in using Kiva
  • 104.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Fozia to buy needles, reels of thread, buttons and laces for tailoring work.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 29, 2013
Sep 7, 2013
Currency Exchange Loss:
Jul 17, 2014