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Janara is 31 years old, married and together with her husband, is raising two children. Janara has only high school education. Raising of the livestock provides the main source of income to her family. Janara started this business four years ago by purchasing cattle for 10,000 KGS. Thanks to her hard work, Janara now has 10 sheep. Her monthly income is 10,000 KGS.

In order to expand her enterprise, Janara applied for a loan of 60,000 KGS to the microfinance bank of Bai Tushum and Partners. She wishes to use this loan to purchase additional sheep, which she will raise and then sell, at a premium, at the market. Janara is planning re-invest the profits back into her business by purchasing additional livestock.
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Жанаре 31 год, замужем, вместе с супругом воспитывают 2 детей. У Жанары - среднее образование, в качестве основного дохода для своей семьи Жанара занимается животноводством, стартовав 4 года назад, с покупки скота на 10,000 сом KGS. Благодаря упорному труду Жанары, в ее хозяйстве на сегодняшний день имеется: 10 овец. Ежемесячный доход составляет 10,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Жанара обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на покупку овец для откорма с последующей реализацией на рынке по высокой цене. Доходы от кредита Жанара планирует вложить в дальнейшее приумножение количества домашней скотины.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 36
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,533,000
    Funds lent in using Kiva
  • 48.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Janara to buy sheep for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 16, 2013
Sep 10, 2013
Currency Exchange Loss:
Sep 17, 2014