A loan of $1,150 helped to pay for grocery items, toiletries and beverages needed in her business.


Elmelyn's story

This is Elmelyn, 28, a resident of Batasan Quezon City, Philippines. She is married to Joel, a merchandiser, and they have children. She and her husband manage their household while operating the business. She is working hard to continually provide income for their everyday expenses.

Elmelyn operates a variety store. In the Philippines, a variety store is a retail store that sells inexpensive items, often with a single price for all items in the store. It is the place to go to buy a small amount of shampoo, a bit of cooking oil, or an egg. She earns an income by buying supplies at wholesale prices and selling by the piece. She also has a direct selling business and a piggery for additional income. Her regular customers are her neighbors and the local community. She earns a minimum of 1,500 PHP in sales every day.

She is requesting a 50,000 PHP loan to help her continue operating her business. She will use the loan to buy groceries, toiletries, and beverages to expand her product inventory.

Elmelyn dreams to be a wholesaler and hopes that her children will finish their studies. She meets with her co-fellowship* members to share stories of her life and business every week and to draw strength and inspiration from the fellowship and the Word of God.

*All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay micro finance loans.



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