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The client lives in her own home with her partner and their three-year-old child. She has worked in agriculture for three years, specifically in the cultivation of corn and sorghum. She is a very hard-working person and is very dedicated to her work. She sells her products in the various markets near to her home. She is requesting a loan for the purchase of everything necessary for planting, such as: herbicides, fertilizer, manure, seeds, etc. This will allow her to obtain better crops and a better income; this way, she will be able to obtain a better quality of life.
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La clienta vive en casa propia con su compañero de vida y su hijo de tres años de edad, ella tiene 3 años de dedicarse a la agricultura especialmente a la siembra de maíz y maicillo, es una persona muy trabajadora y muy dedicada a sus actividades, comercializa sus productos en los diferentes mercados que están cerca de su lugar de residencia, la clienta está solicitando un crédito para poder comprar todo lo necesario para su siembra como: herbicidas, fertilizantes, abonos, semillas, etc. para poder obtener mejores cultivos y mejores ingresos y de esa manera poder alcanzar una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 554
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped this borrower to buy herbicides, fertilizer, manure, seeds, etc.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Aug 23, 2013
Sep 5, 2013
Currency Exchange Loss:
Apr 16, 2014