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Señor Marcelo is a young worker. He went to school until he finished his high school degree, since he did not continue with his higher level education for economic reasons, seeing the need to look for work and for that reason to set his studies aside. He is single, but he has a little daughter. With evidence that Señor Marcelo has a great deal of experience in construction work, since he has been in this work for more than four years, today he is applying for the present loan to be able to remodel the house where he now lives. He indicates that the loan granted to him will help him improve the conditions in which he lives, indicating that it is during these days of cold that he is most affected.
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El Señor Marcelo es un joven trabajador, curso hasta concluir el bachillerato, ya que por cuestiones económicas no prosiguió con sus estudios superiores, viéndose en la necesidad de buscar trabajo y por tanto dejar de lado los estudios; de estado civil soltero, pero tiene una hija pequeña. Pudiéndose evidenciar que el Señor Marcelo tiene gran experiencia en el rubro de la construcción civil ya que lleva más de 4 años en esta actividad; hoy solicita el presente crédito para poder refaccionar la vivienda que actualmente habita. Indica que el préstamo que se le dé le ayudara a mejorar las condiciones en las cuales vive, indicando que son estas fechas de frio cuando más afectado se ve.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Bolivia

  • $5,500
    Average annual income
  • 126
    View loans »
    Bolivia Loans Fundraising
  • $34,651,350
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD
A loan of $525 helped Marcelo to remodel his home.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 10, 2013
Sep 4, 2013
Currency Exchange Loss:
Oct 4, 2013