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Nadra is a 32-year-old married woman who has been running a beauty parlor for many years. Her husband is a government employee whose income is insufficient to meet the household expenses alone. She is happily doing it for the sake of her family.

She offers many services to her customers such as makeup, hair styling, and facials. Through her best providing services, she has become very famous in her territory.

In order to meet the increasing demands of her customers, she is interested in buying more variety of cosmetic products for her parlor. For this reason, she applied for her eighth loan of PKR 35,000 to purchase packs of makeup kits, lipsticks and creams. It will help her cater to more customers and generate more income.

She hopes to have a good experience with this new loan and dreams to expand her business in the near future.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 246
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 104.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Nadra to purchase packs of makeup kits, lipsticks, and creams to meet the increasing demands of her customers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 12, 2013
Sep 6, 2013
Currency Exchange Loss:
Jul 17, 2014