A loan of $250 helped to pay for scrap and recyclable materials.


Joan's story

This is Joan. She previously accessed an 10,000 PHP loan that she used to purchase scrap materials needed in her business. Her earnings were a big help for the education of her children and in their personal, household, and business expenditures. She would like to apply for another 10,000 PHP loan. She will be incorporating the loan into her current revolving fund to buy scrap and recyclable materials. Her profits from business will definitely help her to sustain her daily needs and the educational expenses of her children. She looks forward to this financial increase with gladness and thankfulness in her heart. Joan hopes to be more successful in her business and dreams of giving her children a good life and education. She meets up with her co-fellowship* members to share stories of their work every week. There she can draw strength and inspiration from the Word of God she studies. * All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans



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