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Nigina is a conscientious woman. Several years ago she lost her husband. When he died, she was left without a provider and two children. She was forced to work. She started by working in various cafes and restaurants as a dishwasher and waitress. She has been working as a waitress for more than ten years, and is the sole provider for her family. Her children are young; the oldest is 15 and the youngest is 13. She tries to ensure that they have everything they need and receive a good education. For several years she has been planning to buy a house, because they don't have a normal home. She is requesting a loan in the amount of 5000 somoni to buy a house. She awaits your kind assistance and is counting on your generosity.
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Нигина добросовестная женщина. Несколько лет назад она потеряла своего мужа. Ее муж погиб, и она осталась без кормильца с 2 маленькими детьми. После смерти мужа ей пришлось работать. Она начала работать в разных кафе и ресторанов посуда мойкой и официанткой. Она более 10 лет работает официанткой. Она единственная кормилица в семье. Дети маленькие, старшему 15 и младшему 13 лет. Она старается, чтобы ее дети росли в достатке и получили хорошее образование. Нигина уже несколько лет планирует купить дом, так как она не имеет нормального дома. Она запрашивает займ на сумму 5000 сомони для покупки дома. Она ждет вашу доброту и надеется на ваше милосердие.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 209
    View loans »
    Tajikistan Loans Fundraising
  • $32,074,750
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Nigina to buy a house for her family.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 23, 2013
Sep 9, 2013
Currency Exchange Loss:
Mar 17, 2014