Mary is a 39-year-old single woman. She has two children. She describes herself as determined. She operates a boutique where she sells clothes. She has been involved in this business for six years. Her business is located in a good area and her primary customers are local residents. She describes her biggest business challenge as lack of enough money. She will use the KES 20,000 loan to add stock of clothes for resale. Her business goal is to own a wholesale boutique within five years. She hopes that in the future, she will have a happy life.