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The borrower lives with her mother and two siblings in her own house. She has a stall at the market near her home where she sells all types of vegetables. She is a very hard-working, responsible person who is committed to getting ahead and receiving an education. She has many customers because of her kindness and affordable prices, and because her products are fresh.

The borrower is requesting a loan to buy vegetables, such as onions, potatoes, tomatoes and green beans, as well as fruits and cereals. This will improve the variety of products she can offer to customers so she can continue helping out at home and finish her education.
View original language description ↓
La clienta vive con su madre y dos hermanos en casa propia, ella tiene su negocio en el mercado que está cerca de su lugar de residencia donde comercializa todo tipo de verduras, es una mujer muy trabajadora y además responsable pues con muchas ganas de salir adelante trabaja y estudia, tiene mucha clientela por su amabilidad y buenos precios también porque sus productos son frescos, la clienta está solicitando un crédito con el cual tiene pensado invertirlo en su negocio comprando verduras, frutas y cereales por mayor como cebollas, papa, tomates, ejotes, etc. para mejor la variedad de sus productos y poder ofrecer calidad a sus clientes y de esa manera seguir ayudando en su casa y terminar sus estudios.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 491
    View loans »
    El Salvador Loans Fundraising
  • $31,339,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped this borrower to buy vegetables, fruits and cereals wholesale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 20, 2013
Sep 4, 2013
Currency Exchange Loss:
May 18, 2014