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Sinai Group
In this Group: Maria , Francisca , Natividad , Juana , Magdalena , Maxima Elvira , Hortencia Aracely , Orfa Judith , Fabiana Bartolome
Maria is a single mother, with one child who is in school. She is 35 years old, and has a completed primary school education. She works looking after her shop, selling daily staple items. She began this business with a very small shop, and now has four years of experience.

Maria is a group organiser. She is seeking this loan in order to buy staple goods to stock her shop. In the future she would like to have a large shop in the centre of her town.

The other members of the group also work in commercial activities.
View original language description ↓
La señora Maria es madre soltera, tiene 35 años de edad, de escolaridad primaria completa, tiene 1 hijo que esta estudiando, se dedica a atender su tienda de artículos de consumo diario, inició este negocio con una tiendesita y a la fecha lleva 4 años de experiencia.

Organiza un grupo y solicita un prestamo que lo utilizará para la compra de productos de consumo diario para surtir su tienda, en el futuro desea tener una tienda grande en el centro del municipio. Las demás integrantes del grupo se dedican a actividades de comercio.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Guatemala

  • $5,300
    Average annual income
  • 40
    View loans »
    Guatemala Loans Fundraising
  • $12,391,125
    Funds lent in using Kiva
  • 8.0
    Guatemala Quetzales (GTQ) = $1 USD