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Maria Teresa

Update on Maria Teresa

Maria is 63 years old and lives in home of her own with her life partner. She has a store in her house and has many customers because of the variety of goods she sells, such as basic grains, cooking oil, soups, coffee, sugar, soft drinks, snacks, eggs, powdered milk, etc. Maria is asking for a loan to buy more merchandise in quantity, so she can have a greater variety and better serve her customers when they arrive to shop. This is how she plans to earn more so she can improve her quality of life.
View original language description ↓
Doña Maria de 63 años de edad vive en casa propia con su compañero de vida, ella posee una tienda en su lugar de residencia tiene mucha clientela por la variedad de productos que comercializa como lo son granos básicos, aceites, sopas, café, azúcar, refrescos, golosinas, huevos, leche en polvo, etc. doña Maria solicita un crédito para la compra de mas mercadería por mayor para tener más variedad de productos y atender mejor a sus clientes cuando le lleguen a comprar y es así como ella piensa generar más ingresos y mejorar su calidad de vida.

Previous Loan Details

María, 62 years old, is a very responsible and hard-working woman. María owns a store in which she sells grains, instant soups, bread, coffee, milk and other products which are for daily consumption and at the same time for daily use at home. María has to work hard every day in order to progress... More from Maria Teresa's previous loan »

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About El Salvador

  • $7,500
    Average annual income
  • 580
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Maria Teresa to stock her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 19, 2013
Sep 4, 2013
Currency Exchange Loss:
Sep 19, 2014
This photo was used before for a previous loan for Maria Teresa. It was first posted on Kiva on Oct, 2012. Learn More