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Jose  Reynaldo
José is 44 years old and lives in his own home with his wife and three children. He has worked as a corn farmer for the past 25 years, which allows him to earn enough to cover some of his household expenses.

José is requesting a loan to purchase agricultural supplies such as: seed, fertilizers, manure, herbicides, pesticides, etc., as is shown in the picture. This will allow him to continue his crops since it is his only source of work. With it, he hopes to provide his family with a better quality of life.
View original language description ↓
Don José de 44 años de edad vive en casa propia con su grupo familiar conformado por su esposa y sus tres hijos, él se dedica al cultivo de maíz desde hace 25 años, con lo que obtiene de sus ganancias logra solventar algunos gastos de su hogar, Don José solicita un crédito para la compra de insumos agrícolas como: semillas, fertilizantes, abonos, herbicidas, controles de plagas, etc. así como muestra la fotografía, para seguir con sus cultivos ya que esa es su única fuente de trabajo y con esto espera brindarle a su familia una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 710
    View loans »
    El Salvador Loans Fundraising
  • $29,708,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped Jose Reynaldo purchase seed, fertilizers, manure, herbicides, pesticides, etc...
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Aug 19, 2013
Sep 3, 2013
Currency Exchange Loss:
Oct 19, 2014