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Elerti is being photographed in-front of his animal stable. He is a 24-year-old, recently married village guy with a one-year-old child.

“When I turned 18, I went to Greece for work and I did work for two years, thanks to the Greeks who gave me the opportunity. With the money I made there, I came back to my village and purchased two dairy cows. So, since my return, I have been taking care of our animals and selling their raw milk to the dairy farm in our village,” said Elerti.

The soil in his village, and generally in the entire region, grows good potatoes, and many residents take advantage of this. Now Elerti also wants to buy potato seeds/seedlings to plant, and this is the reason for this loan.

Additional Information

More information about this loan

This loan is part of VisionFund Albania's value chain project designed to address the needs of extremely poor clients. The project has selected 90 clients from Area Development Projects and local economic empowerment projects run by WorldVision Albania (WVA) to serve the very poor. It will focus on livestock and agriculture financing, technical assistance, entrepreneurial skills training and expanding market access for clients' products. Importantly, interest rate payments will be covered by WVA. By supporting this loan, you are providing opportunity to some of the poorest people in rural Albania who have little to no access to credit, even through basic microfinance institutions.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 15
    View loans »
    Albania Loans Fundraising
  • $3,256,100
    Funds lent in using Kiva
  • 106.0
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,900 helped Elerti to buy potato seeds for planting.
100% repaid
Repayment Term
33 months (Additional Information)
Repayment Schedule
Aug 30, 2013
Sep 5, 2013
Currency Exchange Loss:
Mar 17, 2016