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Nertila is seeking lenders’ financial help and generosity. She wants to buy some potato seeds for planting now because it is cheaper compared to a bit later when the prices go up. Nertila has already prepared the land for planting.

For the past six years, she has been selling raw milk to the dairy farms in her vicinity.
She is a 27-year-old married mother of a four years and a ten days old children. The oldest one, her daughter, was born with autism. Kindly note that while Albania had no statistics of autism before, now the number of cases is going up rapidly. Approximately two out of five children are such cases and there is not much accommodation for these kids, unfortunately.
Parents of these kids have to do it all, and according to them, they don’t even know how to communicate with such kids. They just give adequate love, being aware though that this is not enough in such particular instances.

Additional Information

More information about this loan

This loan is part of VisionFund Albania's value chain project designed to address the needs of extremely poor clients. The project has selected 90 clients from Area Development Projects and local economic empowerment projects run by WorldVision Albania (WVA) to serve the very poor. It will focus on livestock and agriculture financing, technical assistance, entrepreneurial skills training and expanding market access for clients' products. Importantly, interest rate payments will be covered by WVA. By supporting this loan, you are providing opportunity to some of the poorest people in rural Albania who have little to no access to credit, even through basic microfinance institutions.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.


About Albania

  • $10,700
    Average annual income
  • 8
    View loans »
    Albania Loans Fundraising
  • $3,256,100
    Funds lent in using Kiva
  • 106.0
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,900 helped Nertila to buy potato seeds for planting.
100% repaid
Repayment Term
33 months (Additional Information)
Repayment Schedule
Aug 30, 2013
Oct 1, 2013
Currency Exchange Loss:
Mar 17, 2016