Clotilda is single, has no children and lives in a family house situated in the city of El Alto. She studied up to secondary school level. She carries out duties as a carpentry assistant (Monday to Saturday) and her salary is paid on a daily basis. She needs a loan in order to purchase tools - it is her first step towards independence. Her dream is to have her own carpentry business and to have a better income. This is the first time that she has applied for a loan with IMPRO and her first time too with Kiva.
Clotilda es soltera, no tiene hijos, vive en casa de familiares que se encuentra en la ciudad de El Alto.
Ella estudio hasta el nivel secundario. Desempeña las funciones como ayundante de carpinteria (lunes a sabado), su sueldo es con cancelacion de jornal .
Necesita crédito para la compra de herramientas, es el primer paso para la independencia.
El sueño de Clotilda es tener su propia carpinteria y tener mejores ingresos.
Es la primera vez que solicita crédito junto a IMPRO y la primera vez con KIVA.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.