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Ean is 44 years old and the mother of an adult son. She lives with her family in a remote area of Siem Reap province. She owns and operates a rice farm on a few pieces of land to generate a livelihood. Her husband and son help her in managing their farm during the rainy season and also work in the construction industry for additional income. Having been in this business for years, Ean’s husband is now a construction master so he can earn more than normal laborers.

Ean wants to receive a loan of $300 to build a latrine. This will increase the value of her family and promote their health because currently there is no bathroom in the house. More importantly, the family will release less pollutants and contribute to the efforts against air pollution in the surrounding areas. She expresses her thanks to all kind lenders.

Additional Information

More information about this loan

This loan is part of HKL's new water and sanitation loan program designed to help improve living standards of poor and low-income people living in Cambodia. Loans under the program are directed at various products that help improve access to clean water and improved sanitation facilities including loans for water tanks, filters, wells, distribution, and latrines. These loans help to reduce rates of waterborne disease, improve health, and increase economic outcomes for poor families. HKL has designed this social loan product to feature a lower rate than typical.

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 72
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Ean to build a latrine.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 22, 2013
Sep 5, 2013
Currency Exchange Loss:
Oct 17, 2014