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Pich, 28 years old, lives with her husband and two children in Pursat, a province of Cambodia. She has a position in a market to help her husband, who works as a mechanic in an auto repair shop, earn a stable living. Through their hardships, they aim to provide enough for their children and help them with school.

Pich wants the house they live in to become healthier by having a latrine for use. So she is requesting a loan of 1,000 US dollars to buy construction supplies and pay for labor. By doing so, she can lessen some of the infectious diseases that are caused from waste, promote their health, and contribute to the efforts against air pollution.

She is very happy and grateful for the constant support from Kiva lenders.

Additional Information

More information about this loan

This loan is part of HKL's new water and sanitation loan program designed to help improve living standards of poor and low-income people living in Cambodia. Loans under the program are directed at various products that help improve access to clean water and improved sanitation facilities including loans for water tanks, filters, wells, distribution, and latrines. These loans help to reduce rates of waterborne disease, improve health, and increase economic outcomes for poor families. HKL has designed this social loan product to feature a lower rate than typical.

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 81
    View loans »
    Cambodia Loans Fundraising
  • $41,793,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Pich to buy construction supplies and pay for labor to build a latrine.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Aug 22, 2013
Sep 9, 2013
Currency Exchange Loss:
Sep 17, 2014