A loan of $950 helped to change doors and windows..


Sevdije's story

The borrower, Sevdije, is 32 years-old and a mother of 5 children ranging from 1 to 10 years old. They live in the southern part of Kosovo in a Roma community. Although Sevdije is not working at all she receives a small amount of money as part of a social pension and her husband works sometimes doing construction and transporting goods for others when there is a need. This loving family lives in very poor conditions but Sevdije is still always smiling despite her situation. The house that she and her family live in is very old and needs urgent renovation.

Sevdije is in need of a loan so that she can change the doors and windows before the winter comes. This loan will help her to keep her utility costs down and reduce expenses to keep the house warm during the winter. In addition, by addressing the insulation issues, she will be able to keep her family healthy and reduce the risk of illness and cold. Since she has five children, it is very difficult for her to secure the basic things for living not to mention being able to address improving living conditions to a standard that is acceptable.

“Without this loan we will have cold and problems with heating this winter as we had before,” claims Sevdije.

The loan will help them to have a better life with comfortable conditions and improve the quality of life to an acceptable standard. In the future she hopes to offer a better education for their children. Sevdije and her family want to thank all Kiva lenders!



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