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Jose Nicolas
Jose is 37 years old. He lives with his wife and their two daughters, aged 11 and 9, in the house that he owns. His daughters currently study.

For more than 5 years now he has operated a store that is located in his home. The store is well known in the area because it is located in a busy area. Jose is very responsible and honest with his clients, which has earned him their preference.

He is requesting a loan to purchase more products for his store such as soft drinks, candies, basic dry grains etc. This will increase his earnings and improve his and his family's quality of life.
View original language description ↓
Don José de 37 años de edad, vive en casa propia junto a su esposa y sus dos hijas de 11 y 9 años de edad que estudian actualmente, él posee una tienda desde hace mas de 5 años es su lugar de residencia, es muy reconocido en el sector ya que se encuentra ubicado en una zona muy transitada, es una persona muy responsable, honesta con sus clientes lo que la ha llevado a ganarse su preferencia. Él solicita un crédito para la compra de más productos para su tienda como refrescos, golosinas, granos básicos etc. Y así obtener mayores ganancias y mejorar su calidad de vida y la de su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 694
    View loans »
    El Salvador Loans Fundraising
  • $29,614,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $825 helped Jose Nicolas to buy soft drinks, candies, basic dry grains etc.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 14, 2013
Sep 3, 2013
Currency Exchange Loss:
Oct 3, 2013