A loan of $1,000 helped to buy three calves and wheat seeds.


Artyom's story

Artyom is from Bandivan village in the Shirak region. He is an attractive farmer with many years of experience in this field. Currently, he works as a grazier and breeds his co-villagers' livestock. This provides Artyom with income, which is very important for him to sustain his family. Artyom lives with his wife and is a father of three children (shown in the photo). Besides working as a grazier, Artyom runs his own farm. It includes chickens, calves and cows. Artyom asked for a loan to purchase three calves and wheat seeds. As this is Artyom's first loan, it has been approved within the framework of the new joint initiative of Kiva and SEF. The first-chance-loan program provides loans to people who didn’t have access to credit products before, because they have no credit history. Thus, this loan is very important for Artyom to enlarge his farm and be able to ensure a better life for his family.



Loan details


Lenders and lending teams




Loan details