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Ma. Andralyn
As a married mother of five children, Ma. Andralyn works hard to support her family. She has a nipa roofing business in the Philippines, and also earns additional income from selling personal products and charcoal retail.

Ma. Andralyn is borrowing PHP 5,000 through NWTF in order to buy raw materials for her nipa roofing business. She has been sustaining her business activities through one past loan from NWTF. She hopes that her hard work will help her attain her dream to save enough money that she can continue to send her children to college.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 324
    View loans »
    Philippines Loans Fundraising
  • $70,640,175
    Funds lent in using Kiva
  • 44.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Ma. Andralyn to buy raw materials for her nipa roofing business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 16, 2013
Sep 3, 2013
Currency Exchange Loss:
Mar 17, 2014