A loan of $3,200 helped to purchase calves and start an animal husbandry business.


Gela's story

Gela is 49 years old. He is married and lives in the village of Velistsikhe with his spouse, two sons and retired mother. Gela leads the family's agriculture business. In particular, he owns a vineyard and a plot of land where peaches are grown. The family always has quality products and sells them among fruit retailers. As the income from the agriculture business is seasonal and is not enough for consuming, Gela decided to apply for a loan and start an animal husbandry business to generate income. With this loan Gela will purchase calves. After purchasing livestock, he will raise them and sell them in the spring for a higher price. This will generate an income and the new business initiative financed with the Kiva start-up loan will significantly improve his living conditions. His loan request was approved within the framework of a joint initiative of Kiva and Credo. The start-up loan program aims to provide business start-up and re-startup credits with more favorable terms to the country's rural poor who do not have access to credit products because they are regarded as “high-risk borrowers” because of low income.



Loan details


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Loan details