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Rosa is 49 years old and married with eight children, two of whom are in school.

She earns a living by farming flowers in the Philippines. Rosa is borrowing PHP 7,000 through NWTF to buy fertilizer and other farm supplies.

Rosa has been farming flowers for 10 years and also earns additional income from pre-paid mobile load, food vending, raising pigs and selling vegetables.

She is working tirelessly toward the attainment of her dream: to save enough money so she can afford to send her children to college.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 452
    View loans »
    Philippines Loans Fundraising
  • $69,718,725
    Funds lent in using Kiva
  • 44.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Rosa to buy fertilizer and other farm supplies.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Aug 7, 2013
Sep 3, 2013
Currency Exchange Loss:
Dec 17, 2013