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Aram is from Shirakavan village, of the Shirak region. He lives with his wife and three school-age children.

Through years of hard work, Aram owns a farm which helps him to sustain his family's living. Now, for increasing cultivation of wheat, he needs financial support to purchase wheat seeds. So, he has applied for this loan to purchase wheat seeds and forage for feeding his livestock. The loan will greatly help him to gather more agricultural income and improve his family's living conditions.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 138
    View loans »
    Armenia Loans Fundraising
  • $16,809,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,000 helped Aram to pay for wheat seeds and forage.
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jul 31, 2013
Sep 3, 2013
Currency Exchange Loss:
Oct 3, 2013