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Ziynegul is 38 years old, married, and together with her husband is raising four children. Ziynegul has a higher education, and works at a local hospital as a nurse. Colleagues speak highly of her as hardworking and peaceful person.

As an additional source of income for her family, Ziynegul is involved in raising livestock, having started 15 years ago with the purchase of cattle at 10,000 som KGS. Thanks to the hard work of Ziynegul, her homestead today has: two heads of cattle and 20 heads of sheep/goats, and a monthly income of 4,000 som (KGS).

In order to further develop her homestead, Ziynegul turned to the microfinance bank Bai-Tushum and Partners for a loan of 50,000 som (KGS) to increase the count of livestock by buying a few heads of cattle.

Ziynegul plans to invest income from the loan to further increase the number of domestic animals, and plans to save enough money to buy a car.
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Зийнегул 38 лет, замужем, вместе с супругом воспитывают 4 детей. У Зийнегул - высшее образование, работает в местной больнице, в качестве медсестры. Коллеги отзываются о ней, как о трудолюбивом и спокойном человеке. Зийнегул в качестве дополнительного дохода для своей семьи занимается животноводством, стартовав 15 лет назад, с покупки скота на 10,000 сом KGS. Благодаря упорному труду Зийнегул, в ее хозяйстве на сегодняшний день имеется: 2 головы крупного рогатого скота, а также 20 голов мелкого рогатого скота, ежемесячный доход составляет 4,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Зийнегул обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на увеличение поголовья скота за счет покупки нескольких голов мелкого рогатого скота. Доходы от кредита Зинегул планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на покупку автомобиля.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,014,625
    Funds lent in using Kiva
  • 48.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Ziynegul to buy sheep.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 22, 2013
Sep 6, 2013
Currency Exchange Loss:
Sep 17, 2014