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Fidelina Guadalupe
Fidelina's a very hardworking woman who's dedicated to her family's welfare. She's a single mother, so she makes a lot of effort every day to get ahead and have a stable life. She lives in a very modest place but is blessed because it's her own house.

Fidelina wants to repair the roof because the sheets have become rusted over time. This is why she's requesting a loan from FUSAI to have the money she needs to buy four dozen sheets of galvanized metal, nails, and wood.

This way Fidelina will better reinforce her house as well as protect herself from the rain, which was a huge problem for her because water was getting inside.
View original language description ↓
Fidelina es una mujer muy trabajadora y dedica al bienestar de su familia, ella es madre soltera por lo que se esfuerza mucho diariamente para salir adelantes y contar con una vida estable. Ella reside en un lugar muy humilde pero cuenta con la bendición de tener casa propia, a la cual le quiere reparar el techo, debido a que las láminas se han ido picando con el paso del tiempo, es por esta razón que Fidelina solicita un préstamo a FUSAI, para poder contar con el dinero necesario para realizar la compra de cuatro docenas de lámina galvanizada, clavos y madera, y de esta forma reforzar mejor su casa y también poder resguardarse mejor de la lluvia, lo cual representaba un problema enorme para Fidelina, ya que el agua se traspasaba adentro de su casa.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 523
    View loans »
    El Salvador Loans Fundraising
  • $31,744,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Fidelina Guadalupe to buy metal roofing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 23, 2013
Aug 31, 2013
Currency Exchange Loss:
Oct 25, 2013