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Bihanga Bakyara Twimukye Group
In this Group: Jane, Enid, Bituresi, Esther, Fredrica, Jackson, Hope
BIHANGA BAKYARA TWIMUKYE GROUP is located in Kajara area, Ntungamo district. It comprises of women and a few men whose major activity is farming. Many of the ladies are single mothers or widows; only a few are married.

The group applied for loan of ugx.3,500,000. They will divide this money amongst themselves; their prime target is to change the lives of their families and also to send their children to better schools. However they are limited by lack of capital and funds to enable them to achieve their dreams.

Enid, believes that with this loan she will improve production on her farm by buying organic fertilizers and pesticides. This will increase production on her farm. Her dream is to improve the lifestyle of her family members. She hopes that their lives of her family members and those of the group members will then have a positive impact on their society.In the photograph are some of the group members who got loans in this cycle, plus the loan officer who is at the forefront extreme left(a gentleman in a tie).

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Uganda

  • $1,800
    Average annual income
  • 134
    View loans »
    Uganda Loans Fundraising
  • $33,804,000
    Funds lent in using Kiva
  • 2,582.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Bihanga Bakyara Twimukye Group's $1,375 loan helped a member to buy organic fertilizers and pesticides.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 12, 2013
Sep 17, 2013
Currency Exchange Loss:
Apr 16, 2014