A loan of $1,300 helped to purchase a car to use as a taxi.


Kakha's story

Kakha is a 39-year-old married man from the small village of Chkhorotsku district. He lives with his wife, six children, daughter-in-law, brother and parents. His parents are provided with a retirement pension. He has been involved in the agricultural business from early childhood, as his parents were farmers and this is a traditional activity for the family. Sadly, for lack of economic resources and because he had to start working at a very young age, Kakha was unable to study a professional career. Kakha works hard and runs an animal husbandry business. In particular, they have two milking cows, three calves, two pigs and a horse. Kakha’s wife milks the cows everyday and produces dairy products to sell. He always has high quality products, which are sold to local retailers for a good price. As the family has only a seasonal income, Kakha decided to start an additional business and seek credit from local financial institutions, but his attempts were unsuccessful because of his poor living conditions. The startup program, which is a joint initiative between Kiva and Credo, enables rural poor and inexperienced people to get a loan to start or re-start businesses. His application was approved under the framework of this program to get a loan of $1300. With the loan, he will purchase a car and serve the local people as a taxi driver. This will increase their income and he will be able to improve the living conditions of such a large family.



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Loan details