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Keme's Group
In this Group: Keme, Ramatoulaye, Mouskeba, Gnima, Ngalla Sona
Created on January 14, 1998, this "banc villageois" is made up of women very involved in the development of income-generating businesses. All members of the group live in the same neighborhood and maintain long-standing friendly relationships. A majority of the women have significant experience working in the system of a "banc villageois".

Mrs. Kémé (sitting on the right in yellow) is the representative of this group. In addition, she is a member of the management committee of her "banc villageois" and plays an important role in its functioning. She operates a restaurant in front of her house where she sells porridge made from local grain in the evening. She also sells dried fish from coastal areas, particularly those in the south.

With her new loan, Mrs. Kémé intends to buy four 50-kilo bags of millet, two cartons of milk powder, two bags of sugar and ingredients for porridge, and at least seven 30-kilo baskets of fish. With the profits, she hopes to complete work on the finishing of her house.
View original language description ↓
Créer le 14 janvier 1998, le banc villageois est composé de femmes très engagées dans le développement d’activités génératrices de revenus. Tous membres du groupement vivent dans le même quartier et entretiennent des relations séculaires de bon voisinage. De plus elles ont en majorité une grande expérience du système des bancs villageois.

Madame Kémé (assise en droite en tunique jaune) est la représentante de ce groupe. De plus elle est membre du comité de gestion de son banc villageois et joue un rôle très déterminant dans le fonctionnement de ce dernier. Elle tient une gargote en devanture de sa maison où elle vent le soir de la bouillie à base de céréale locale. A cette activité elle y ajoute la vente de poisson séchés en provenance des régions côtières plus particulièrement celles du sud.

Avec son nouveau prêt, elle compte acheter 04 sacs de mil de 50 kilos, 02 cartons de lait en poudre, 02 sacs de sucre et des ingrédients pour la bouillie. Pour ce qui est du poisson elle compte acheter au moins 07 paniers de 30 kilos.

Avec les bénéfices elle compte terminer les travaux de finition de sa maison.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 19
    View loans »
    Senegal Loans Fundraising
  • $14,733,100
    Funds lent in using Kiva
  • 491.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Keme's Group's $3,975 loan helped a member to purchase millet, milk powder, sugar, ingredients for porridge, and fish.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Aug 21, 2013
Sep 2, 2013
Currency Exchange Loss:
Mar 17, 2014