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Zarina is a strong woman. After the tragic death of her husband, she started her own business, as she needed to support her three children. The children are 2, 3 and 5 years old. One year ago, Zarina started buying and reselling perfume. She has her own store. Her sister helps her with managing the business.

Currently Zarina manages her business successfully. She uses the income received to support her small children. She saved up some money and started to repair her house, as it is in a bad shape. She does not have enough money to complete the repair. She requests a loan in the amount of 10,000 somoni for the purchase of building materials, such as cement, wood and similar. She awaits your kindness.
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Зарина сильная женщина. После трагической смерти мужа она начала свой бизнес, так как ей надо обеспечить своих 3 детей. Детям 2, 3 и 5 лет. Зарина 1 год назад начала свой бизнес купле продажей парфюмерия. Она имеем свой магазин. Ее сестра помогает ей по введению бизнеса. На сегодняшний день она введет свой бизнес успешно. Она использует полученный доход для обеспечения своих маленьких детей. Она сделала немного сбережения и начала ремонт дома, так как ее дом имеет плохое состояние. У нее не хватает денег для завершения ремонта. Она запрашивает займ на сумму 10000 сомони для покупки строительных материалов, как цемент, древесина и т.п. Она ждет вашу доброту.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 196
    View loans »
    Tajikistan Loans Fundraising
  • $31,808,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
A loan of $2,100 helped Zarina to buy building materials, such as cement and wood, for repairing her house.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 21, 2013
Sep 4, 2013
Currency Exchange Loss:
Oct 4, 2013