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Norway Group
In this Group: Scolastica, Shaban, Zena, Lenarda, Maria, Sophia, Asha
Scolastica, who is in her late 40s, is a married woman with three children, two of whom are in school. For one and a half years now, Scolastica has been supporting her family, together with her husband, by running a retail shop selling different food and non-food items. She is doing great in her business. Scolastica starts working from 6:30 to 9:30 p.m. per working day and is able to win a good profit per month.

This is Scolastica's third loan request from Tujijenge Tanzania. She used her previous loans to replenish more shop items, and has paid back all her previous loans successfully. With the return earned, she has paid for school and household expenses. She will use this loan to to buy more retail inventories: 20 kg of baking flour, 20 liters of kerosene, 50 kg of rice, 20 liters of cooking oil, etc. She dreams that one day, she will be able to build a house and own two big wholesale shops.

She will share this loan with her loan group, Norway, which consists of seven members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 25
    View loans »
    Tanzania Loans Fundraising
  • $16,200,775
    Funds lent in using Kiva
  • 1,615.7
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Norway Group's $2,050 loan helped a member to buy more retail inventory: 20 kg of baking flour, 20 liters of kerosene, 50 kg of rice, 20 liters of cooking oil, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 28, 2013
Sep 2, 2013
Currency Exchange Loss:
Mar 17, 2014