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Yulita, 36, is married to Maxi and blessed with four children: Ranti, 13; Lany, 9; Angel, 5; and Anyer, 2.

Yulita runs a kiosk business at home. She has been running the business for one year. She sells daily basic necessities, i.e., sugar, bath soap, cooking ingredients, instant noodles, and some snacks. The income from her business enables her to assist her husband in covering their household needs and school fees of her children.

Recently, Yulita was thinking of improving the business. She intends to increase her kiosk business inventory with bath soap, instant noodles, and some snacks. Yulita is sure the more complete the stock at her kiosk, the more income she can earn. Therefore she requested a loan from TLM amounting to 4,500,000 IDR. She hopes that the business will run well so she will be able to repay the loan to TLM.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 77
    View loans »
    Indonesia Loans Fundraising
  • $5,747,225
    Funds lent in using Kiva
  • 11,215.5
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Yulita to purchase bath soap, instant noodles, and some snacks to sell.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Aug 22, 2013
Sep 2, 2013
Currency Exchange Loss:
Jul 17, 2014